The Premier
Longshore Mutual

Latest News
Leadership Safety Series Library
The Safety Leadership Series is a collection of articles emphasizing the critical role leadership plays in shaping and sustaining a strong safety culture. Each piece addresses specific topics designed to support leaders in fostering safer environments. Read more
Guidance Document-Establishing a Strong Relationship Primary Urgent Care Occupational Medical
The Signal Claims team works closely with the Membership to provide medical support and facilitate a successful return to work for employees Read more
Heat Stress
As summer approaches, rising temperatures and humidity levels pose significant health risks for workers. Read more

Our Mission: To continuously improve the economics, quality, safety and outcomes for our Members’ insurance requirements.

Our Vision: Helping Members prosper through smarter risk management
224
Members
98.2% Member Retention on Renewal
Over 9,000 Claims Managed Per Year

Our Coverage Solutions

Workers' Compensation is our focus and our specialty. However, we persistently seek
avenues to improve our efficiency and value proposition for both our Members and partners. This ongoing effort has led to the development of a comprehensive range of coverage solutions, offering convenience for our Members and helping to protect against gaps in coverage. Historically, our coverage solutions included incidental Maritime Employers’ Liability (MEL) coverage as well as the State Workers’ Compensation Companion Program. As our product lineup has evolved to better meet the needs of our Members, we have launched our SafeShore guaranteed cost program, a standalone Defense Base Act program (GovCon), and a Commercial Auto quoting platform.

United States Longshore & Harbor Workers’ Compensation Act (LHWCA)

We provide coverage for Federal Workers’ Compensation as required by the Longshore Act and its’ extensions to our Members on an unlimited statutory basis. We are also approved to provide coverage for each of the following extensions under the Longshore Act: Defense Base Act (DBA), Outer Continental Shelf & Lands Act (OCSLA), The Nonappropriated Fund Instrumentalities Act (NAFIA)

SafeShore

Our SafeShore program was created to meet the market demand for cost-effective, responsive Longshore Workers’ Compensation coverage for smaller waterfront employers. Backed by the Signal Mutual Indemnity Association, SafeShore provides full statutory Longshore Act coverage at fixed, not filed rates.

GovCon

Signal’s GovCon division launched in March of 2023, focused on writing Defense Base Act (DBA) insurance for government contractors executing work for the US government overseas. The DBA is an extension of the USL&H Act. Given that many of Signal’s Members have DBA exposure, this coverage was a natural expansion of Signal’s existing capabilities.

State Act Companion Program

While Signal is not able to offer State Workers’ Compensation coverage, we have arranged for a companion State Act program, managed as a fixed cost facility and available to only Signal and SafeShore Members.

Commercial Auto Quoting Platform

In response to the continued dislocation in the commercial auto market and growing needs of our Membership, Members of the Mutual are now able to obtain commercial auto coverage from multiple A rated (or higher) carriers with national capabilities. Reach out to find out more on this program!

Safety is core to Signal

Signal Mutual partners with our Members to foster a safe environment - one that enables everyone to arrive home safely.

Our Signal Safety Resources Team works with Signal Members to positively influence safety culture and support the effective implementation of each company’s safety management system. Together, we strive to achieve an incident-free culture within the Mutual. Nothing is more important than working collaboratively with our Membership so that all our Member employees can return home injury-free. By teaming with Member executives, management, supervisors, and employees, we continue to encourage daily engagement, increased levels of commitment, and active participation in safety at their workplaces.

Connecting the Membership

Signal strongly believes in the exchange of experiences, solutions, and knowledge by facilitating connections. Our Members collaborate on projects, share best practices, and benchmark their processes. ‘Members Helping Members’; it's one of the many advantages of our Mutual.

Measuring KPI's

We measure what we seek to improve. Selecting and monitoring Key Performance Indicators provides actionable insight into the frequency and quality of the processes that identify and control risk. Data collected and analyzed leads to informed decision making within our Membership and drives continuous improvement.

Remote & Virtual Support

When the issue of time or distance arises, we can use our remote capabilities to ensure quality service to our Members. Our team has the capability to assist Member organizations with all aspects of their safety management system through live video conferencing.

Safety Meetings & Training

Our Signal Safety Committee, Regional Roundtables, Leadership Forums, and other local events link Members and provide solutions to common industry challenges. Regional and site specific training develops our workforce, management, and senior leaders.

“First Call” Resource

Signal Safety Managers maintain a unique relationship with the Members in each region. Often, they are the “First Call” when a question or challenge arises. We utilize the depth of experience on the Safety Resources Team to provide answers and propose solutions.

News/Alerts

> All News
10
June
2025
M-CODED Committee Releases New Focus on Safety Talks The SMIA Safety Committee and Signal Safety Team have created a library of topics for Safety Meetings, or Toolbox Talks,...
10
June
2025
Latest Solutions at Work What is it? Solutions-at-Work or “SAW” are individual ideas where a Member of the Mutual looked at an existing hazard...
10
June
2025
Leadership Safety Series- Human & Organizational Performance In a perfect world all risks would be engineered out, but this is not practical. Improving safety performance can be...

Publications

> All Publications

Use the search box below to find a specific publication or click "All Publications" to view our full publication library

Latest Events

Signal is proud to offer its Members exclusive events throughout the Year, including our Annual General Meeting, General Meeting and Safety Events. See below for more information!
Annual General Meeting
05
August
2025
2025 Annual General Meeting
schedule

 End Date: August 07, 2025
location_on

The Ritz-Carlton Naples

280 Vanderbilt Beach Rd

Naples, FL 34108
Safety
15
August
2025
Signal Membership Forum: Southeast Region Jacksonville 2025 This Open Forum is for the membership to discuss operational strengths and challenges.
schedule
10:00 - 2:00 EST
location_on

Maggiano's Little Italy Jacksonville
10367 Midtown Pkwy
Jacksonville, FL 32246
Safety Committee
28
October
2025
SMIA Safety Committee Meeting: Fall2025 The Signal Mutual Indemnity Association (SMIA) Safety Committee Meetings are two-day events held three times annually at various locations across the continental United States.
schedule
PDT
 End Date: October 29, 2025
location_on

Long Beach Marriott,

4700 Airport Plaza Drive,

Long Beach, CA, 90815
All events...