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SafeShore - the small exposure Longshore programSafeShore is the small exposure Longshore program backed by Signal Mutual Indemnity Association to support waterfront employers whose limited exposures are not eligible for full entry into the Association.Find out more
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Working with Members to eliminate safety hazardsOur Members have taken advantage of our safety benefits, and as a result, have seen improvements in incident rates thereby saving money.View our safety resources
A membership of quality over quantityOur Member selection process consists of seeking quality over quantity by identifying the top prospects, and retaining them over the long term.View our introductory guide
Measurably betterAll of the Association's key performance indicators continue to show positive improvement and we are happy to report that our results continue to be measurably better. Find out more
Clearer communication through Signal's General meetingsGet direct answers to questions about the management systems and operation of the Association. Our next meeting is January 30-February 1, 2020.Book your place

Welcome to Signal

A Message from the CEO

Wood Headshot

As I look out my office window in Wilton, the leaves are beginning to turn into beautiful shades of autumn. How quickly the summer flies by – rather like the Mutual’s Membership Years!  It seems like only yesterday we were at the AGM in Bermuda. Since then the Signal underwriting team has been working tirelessly travelling throughout the country securing a strong renewal for the 2019/20 Membership Year which commenced on October 1. The results are in and they are tremendous. With close to a 98% retention, and pretty much right on budget, it is yet another testament to the cost-effective nature and efficiency of the program. 

Speaking of travel, our new head of Safety, Rich Lubert, has been on the road for almost eight weeks visiting with Members and brokers across the country to deep dive into their issues, concerns and to get input on how we can all improve safety performance.  It is a complete team effort with a simple goal: less accidents = less injuries = less cost. Safe and healthy workers are usually happy workers which means more productivity. Rich and his team are developing new and exciting plans for 2020 which will be shared at the Membership General Meeting in Naples, Florida on January 30-February 1. I ask all of you to do your part in driving out accidents and incidents at your workplace.  It is truly a win -win for all of us.

Signal continues to grow with projected payrolls expected to reach over $4.7bn this Membership Year – hard to believe when Signal was created 35 years ago this number was less than $25m! SafeShore, our fixed cost Longshore program for small and mid-market employers, is also coming off its biggest year to date. This straight-forward and cost effective facility was developed and designed to support Members who had concerns about the nature and extent of sub-contractors' Longshore coverage working in their facilities.  I would encourage all Members to talk to their subs about SafeShore to see if there is an opportunity for them to be part of the Signal family.

So, it is time to get out the fleeces and pullovers and start thinking about turkey and pumpkin pie – can’t wait! We all have a lot to be thankful for. I look forward to seeing all of you in Florida in January. Work safe, work hard and have a wonderful holiday season with your families and friends.

Richard W. Wood


Welcome Rich Lubert

Rich LubertRich Lubert joined Signal’s executive management team in mid-July. He is Senior Vice President, Safety & Member Performance, based in Wilton, Connecticut. Rich introduced himself at the AGM in August, relating that he is excited to join Signal and be part of a tremendous organization that is striving to lead safety engagement. In the weeks since the AGM, Rich has traveled through some of the ports where Members do their work, to see where he can integrate his 30-year career in safety and change management into the safety transformation underway here at Signal. He is more excited than at the start!

Rich’s resume includes an illustrious career at General Electric in various Safety, Health & Environmental areas. He has worked in a major construction company, as well as consulted across industries in complex work settings to partner with clients to envision and implement No Harm cultural change that optimizes human and organizational performance and fosters an incident free environment.

You will see Rich on the waterfront, and at Signal Safety Meetings, General and AGM weeks, as well as the Signal Maritime Conference in May. Meanwhile, you can contact Rich as follows:

T: 203.210.0351
M: 908.720.2398


Signal Celebrates 35 Years

Thirty-five years ago in Bermuda, a few enterprising waterfront employers came together to forge a mutual to save on the cost of their workers' compensation. Signal Mutual was formed and the savings continue today with over 250 Members. All key performance indicators are at all-time highs and are projected to grow, with the principal focus on the safety of Members' employees.


Signal Mutual Membership Meetings

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At Signal, we pride ourselves in having a close personal working relationship and partnership with all our Members. We are committed to getting to know each and every one of you. At the heart of this commitment, are the two Membership meetings held in winter and summer each year.  These business meetings are carefully designed and structured to give every Member an opportunity to fully understand the complete workings of their Mutual, to follow the finances, and to get acquainted with the entire Board of Directors, management team, and fellow Members.

Signal is the number one provider of Longshore workers’ compensation in the country for a reason – the strength and quality of the Membership. Signal is not an insurance company – it is a Club, your Club.

We look forward to seeing you at the next Membership meeting. 

Richard W. Wood
President & CEO


Save the Date - Signal Events


January 30-February 1, 2020
The Ritz-Carlton Golf Resort
Naples, FL


May 18-20, 2020
Hilton Norfolk The Main
Norfolk, VA


August 6-8, 2020
Grand Hyatt Kauai Resort & Spa
Koloa, Kauai, HI


Signal Mutual Indemnity Association Ltd was established in January 1986 to meet the demands of the stevedoring industry for reasonable and stable workers' compensation insurance rates, and quickly became the premier Longshore mutual in the United States.

The Membership of the Association is drawn from a broad range of employers throughout the country in the stevedoring, shipbuilding/ship repair, marine construction, professional/technical and offshore industries with reported Longshore payrolls over $4.00 billion representing over 250 companies.

The business of the Association, including membership selection, underwriting, safety resources, claims management, actuarial, regulatory requirements and financial risk management is performed by the Association's Managers, Charles Taylor (Hamilton). The day to day responsibility for these operations has been delegated to Charles Taylor's affiliate, Signal Administration, with offices in Dallas Texas, Wilton Connecticut, and Long Beach California.

Recent Updates

New! Signal Operational Alerts Released!12 November, 2019

“Operational Alert” is developed to inform Members of a serious incident reported by other Members that resulted in a permanent disability or death in our industry

Safety Committee Meeting- Minutes Posted

Find out what Your Safety Committee Members have been working on!

Signal Incubator Project11 October, 2019

Signal Incubator projects are supported by Signal Mangers, Signal’s Safety Committee, and the Association’s Board of Directors to promote the evaluation of products and services that have the potential to reduce risk and elevate overall member performance.

Safety Committee Corner Articles15 October, 2019

Safety and Wellness Articles from Signal Safety Committee members.

Signal offers online safety training video library from Training Network NOW!8 October, 2019

We are very excited to announce the launch of a new avenue for members to access safety training video content. CD’s and DVD’s still have their place but it is clear that streaming content is the way of the present and the future.

2018 Annual Report

Signal’s Annual Report & Financial Statements for 2018

OSHA's Safe + Sound Week18 August, 2019

Signal Administration has joined OSHA as an event partner for their Safe + Sound Week, across the nation.

Safety Committee Meeting- Minutes Posted31 May, 2019

Find out what Your Safety Committee Members have been working on!

PMA Presents 15 January, 2019

PMA Presents Training Videos

NMSA Presents 15 January, 2019

NMSA Presents Video Resources

ILA-USMX Joint Safety Committee OSH Circular Available1 January, 2019

The ILA-USMX Joint Safety The ILA-USMX Joint Safety Committee (JSC) has released their November Circular (JSC) has released their November C

OSHA Reveals Top 10 Violations of 201820 November, 2018

OSHA Reveals Top 10 Violations of 2018

New: Focus on Safety Discussions10 October, 2018

Focus on Safety Discussions is a great tool provided to help Members conduct safety-related meetings with subjects that are relevant to Member industries.

New Solutions at Work: "SAW'" Available17 September, 2018

Members share ideas and best practices with each other in their continuing journey to overcome safety and health challenges.

Signal Mutual Members want YOUR solutions to reduce worker injuries!21 September, 2018

Signal Mutual Members want YOUR solutions to reduce worker injuries!

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